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  Home Loans  
  Features & Benefits  
Home Loan : Home loans for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly. Bank finances up to 80% of the cost of the property (including the cost of the land) based on the repayment capacity of the customer.
Home Improvement Loan : The interiors of any home reflect the personal preferences and tastes of its owners making it imperative to constantly upgrade to keep up with changing times. HIL facilitates internal and external repairs and other structural improvements like Painting, Waterproofing and Roofing, Plumbing and Electrical Works, Tiling and Flooring, Grills, Aluminum Windows compound walls and much more. Bank finances up to 85% of the cost of improvement. This is however subject to 80% of market value as assessed by Bank. 
Home Extension Loan : HEL for adding more space to your existing home for meeting the requirements of your growing family be it an extra bedroom for your children, a reading room for yourself or a cozy coffee corner. It is easy to extend your home anyway you like. Bank finances up to 85% of the cost of extension. This is however subject to 80% of market value as assessed by Bank.
Land Purchase Loan : Be it land for a dream house, or just an investment for the future, Bank Land Purchase Loan is a convenient loan facility to purchase land. Bankfinances up to 80% of the cost /value of the land (Conditions Apply). Repayment of the loan can be done over a maximum period of 15 years.
Choose from Fixed Rate or Floating Rate with options to structure your loan as Partly Fixed or Partly Floating. Flexible repayment options to suit your individual needs.
Automated Repayment of Home loan EMI : You can give us standing instructions to repay your Home Loan EMIs directly from your Bank Savings Account, thus, saving you the trouble of procuring, signing and tracking post-dated cheques.
Customer privileges : If you are an existing Home Loan customer, you can avail of other loans (such as Personal Loans, Car Loans, Two-wheeler Loans and Loan against securities) at lower interest rates.
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